after the first draft is done go over what you apos ve highlighted in the sources
Wolman colamosca the great 401(k) hoax; why your familys financial security is at risk, and what you can do about it (2003)
... market would indeed have occurred, we believe, whether or not the Bush administration appears to have acted against the public interest in its handling of the Enron affair The characters in the billion-dollar ... stagnant But even more ominous is the likely impact of Enron on the willingness of business to invest In the heady days of the 1990s, creative accounting allowed companies to keep their books in such ... administration were much more concerned with keeping their collective noses as clean as possible than they were in preventing the average investor or Enron employee from going broke Taken together,...
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This Time is Different, Again? The United States Five Years after the Onset of Subprime potx
... 2010 is a must read on this comparison) These historic US episodes are in line with the findings in Reinhart and Reinhart (2010), who examine the decade after post-WWII severe/systemic financial ... both the Depression of the 1930s and the depression of the 1890s; it is more in line with the unemployment increases observed following the Panic of 1907 As shown in the inset to the figure, the ... earlier crises (even when the Great Depression of the 1930s is excluded) Five years on, the current level of per capita GDP, relative to baseline, is higher than the corresponding five-crisis average...
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– THE GRE ANALYTICAL WRITING SECTION – Leave about one-quarter of the time allotted to go over pdf
... practice what you have learned in this chapter of the book Remember, good writing skills go beyond the GRE; they are essential to your future success in school and beyond Practice In this practice, you ... record Interviewing people about their voting habits is revealing There are individuals who state, almost boastfully, that they have never voted They somehow set themselves apart from the requirements ... they not vote because they don’t know enough about the issues Others say that they avoid learning about the issues because it is too depressing But then I always hear them complaining about the...
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Báo cáo lâm nghiệp: "Survival and growth of outplanted seedlings of selected tree species on the High Tatra Mts. windthrow area after the first growing season" pps
... repeatedly measured after the first growing season (at the beginning of October) Seedling losses (missing and dry plants) and damage (missing leading shoot, dry terminal bud or leading shoot, damage ... Containerized Scots pine Spring+Ectovit Spring Autumn Spring Spring+Ectovit Autumn Spring+Ectovit Spring Autumn Spring+Ectovit Spring Autumn Spring+Ectovit Spring Spring Autumn Autumn 10 Spring+Ectovit ... observed for containerized Scots pine seedlings which were in the advanced phase of height growth at spring planting Height increment of containerized Scots pine seedlings from spring outplanting...
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Báo cáo y học: "Outcome after acute respiratory failure is more dependent on dysfunction in other vital organs than on the severity of the respiratory failure" ppt
... After days the groups diverged, with no further rise in the oxygen ratio in ARF complicated by other organ failure, whereas there was an increase in patients with single organ ARF However, these changes ... 17%, which is very similar to our findings In that study, the incidence of ARF was lower than that in the European multicentre study and in our patients, but the overall mortality rate in patients ... group with five or six severe organ failures The total incidence of severe ARF in this study was 63%, which is a little higher than the 56% found in a recent European survey using the same SOFA...
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Laundry essentials the first step is sorting it out
... words “sodium hypochlorite” in the ingredient listing is the only bleach that disinfects It is also the most effective bleach for stain removal and whitening This is the bleach of choice for whites ... setting if there is no minute timer on your machine), and rinse in warm water Fingerpaints, ballpoint ink & felt tip markers Pretreat stains and launder in hottest water safe for the fabric, using ... and stain remover Rinse and repeat until stain is gone Launder in cold water, using appropriate bleach Grass Pretreat stains with soil and stain remover, allow to sit for minutes Launder in hottest...
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IELTS Cambridge 1 ( The first step is always the hardest )
... to be involved is the left The brain may become less lateralised and this in turn could result in left-handedness and the development of certain superior skills that have their origins in the left ... writing, speaking) which is then averaged to give the Overall Band Score or final mark Performance is rated in each skill on a scale of to The nine overall Bands and their descriptive statements ... comprising Listening and Speaking modules and Academic Reading and Writing modules In addition there is one set of the General Training Reading and Writing modules (NB all candidates the same Listening...
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After the Interview
... be sensitive to the reaction you receive when you continue to call back so that you re not becoming a nuisance Remind the interviewer who you are and that you re still interested in other positions ... find out why they hired someone else Ask what you can to improve your interview skills in the future Some administrators will give you helpful advice—if you ask But don’t expect them to tell you ... alive, keep your mind clear of anything negative Don’t let your dream of becoming a teacher die You have a chance to be a lifechanging influence in young lives You ve worked too hard for this, and...
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Tài liệu Đề cương môn học THNNLT (First draft) PHẦN I: PROLOG ppt
... khảo: 1/Ivan Bratko (1986) PROLOG Programming for Artificial Intelligent AddisonWesley 2/W.F Clocksin and C.S.Mellish (1981) Programming in Prolog Springer-Verlag 3/Turbo Prolog 2.0 userguide 4/Hướng ... 10/Hãy định nghĩa quan hệ dividelist(List, List1, List2) để chia danh sách List thành hai danh sách List1 List2 cho chiều dài danh sách xấp xỉ Ví dụ: devidelist([a,b,c,d,e],[a,c,e],[b,d]) 11/Viết ... từ: evenlength(List) oddlength(List) trả true thông số chúng danh sách có chiều dài số chẳn(lẻ) tương ứng VD: [a,b,c,d] evenlength [a,b,c] oddlength 5/Định nghĩa quan hệ reverse(List, ReverseList)...
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Tài liệu Bảng đánh giá sau thời gian thử việc (Assessment form after the trial period) ppt
... assessed – The result is only depend on required criteria) XẾP LOẠI : (Rank) XUẤT SẮC : 81%≤ X ≤100% (Excellent) GIỎI (Good) : 71%≤ X ≤ 80% KHÁ (Fair) T.BÌNH : 51%≤ X ≤60% (Average) : 61%≤ ... (Total of maximum point – Assessment of all criteria:100) GHI CHÚ : Chỉ tiêu khơng có u cầu cơng việc khơng cần đánh giá (Kết tính tiêu yêu cầu) (Notes: The criterion that is not required will ... 7 Kết quả đạt được (Achieved results) Kinh nghiệm giải quyết (Experiences of solution) ...
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Tài liệu ECTS Users’ Guide: Europe Direct is a service to help you find answers to your questions about the European Union doc
... procedure, statistical data could be provided for the very cohort in which the grade had been obtained In the other cases, the statistical distribution was based on the grades given over the previous ... signing on behalf of the two institutions must be in a formal position of authority which allows them to commit the institutions For the host institution, the commitment is to register the incoming ... such they emphasise the link between teaching, learning and assessment In such a learner-centred approach, institutions have the role of facilitating and supporting learners in shaping their...
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Tài liệu After the War pptx
... of the nation-building goals of the U.S government and military and those of its coalition partners and allies In other cases, these elements have hindered the achievement of these goals or have ... quality of government performance As Allison and Zelikow note, “[M]aking sure the government does what is decided is more difficult than selecting the preferred solution.”11 The bargaining process ... forth Among other things, this makes crisis response difficult The second weakness is that the very process by which information is processed may distort the information and, therefore, the options...
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DANMARKS NATIONALBANK WORKING PAPERS: Liquidity of Danish Government and Covered Bonds – Before, During and After the Financial Crisis – Preliminary Findings doc
... 5 Introduction In contrast to several other mortgage and securitisation bond markets, trading continued in the Danish covered bond market during the crisis Both the government and the covered ... after the crisis However, the decrease in trade size during the crisis has been much less pronounced for covered bonds than for government bonds 6.3 Turnover rate Before the crisis the turnover ... during the crisis Perhaps surprisingly, we also find that relative to the period before the crisis, liquidity risk decreased during the crisis for short-term covered bonds and long-term government...
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THE INTERNATIONAL MONETARY SYSTEM AFTER THE FINANCIAL CRISIS pot
... to these questions is “yes”, to what extent are the ongoing initiatives to strengthen the IMS in response to the crisis changing it for the better? Are there reasons to believe that certain IMS-related ... financial crisis This link is given by the inadequacy of policy-disciplining devices inherent in the IMS (as already mentioned in Section 1.2), which we now examine in analytical detail in the next ... architecture for crisis prevention and resolution – may over the long run undermine the confidence that is the basis for the reserve asset status, according to Mateos y Lago et al (2009) This is the classic...
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Unemployment Among Post-9-11 Veterans and Military Spouses After the Economic Downturn docx
... Afghanistan Veterans Struggle to Find Jobs,” Washington Post, March 11, 2011 Joining Forces, “Maintaining the Momentum— Helping Military Spouses Find Good Jobs in 2012,” Washington, D.C.: The White ... overrepresent the incidence of unemployment (and overreflect the responses of those who are unemployed) in the population Individuals who served in the National Guard or Reserves are classified in the ... values in the table reflect the fraction of the population with a particular characteristic Except for the share residing in the West, for all of these demographic characteristics there is a statistically...
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The Iraq effect - The Middle East After the Iraq War ppt
... certain urban areas are nevertheless becoming increasingly Iraqi in character, displacing indigenous populations and possibly sowing the seeds of future discord Moreover, if future instability in ... effective And no shift is more significant than changing perceptions over the role of Iran in the region The Rise of Iran: The Big Winner of the Iraq Conflict? In the aftermath of the Iraq War, the ... unpopular governments, viewing them as the lesser of two evils Regimes themselves have skillfully exploited this perception to entrench their legitimacy, portraying their states as indispensable...
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The War After the War ppt
... enterprise Perhaps another Clive or a second Hastings is somewhere in the making That the British Government proposes to follow the German lead and definitely go into business thus reversing its ... War Savings Associations You find them in the mobilisation camps, on the training ships, on the grim grey fighters of the Grand Fleet, even in the trenches up against the battle line The London ... pound Savings Certificate These books have this striking inscription on their cover: "Save your Silver and it will turn into Gold! 15/6 now means a sovereign five years hence." The whole Savings...
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Student Displacement in Louisiana After the Hurricanes of 2005 ppt
... result of the increases in their student enrollments In terms of financing, the district experienced an almost-immediate budget crisis from the loss of tax revenue However, this crisis was partially ... proportion of students in their original schools The dark-gray area above this represents the proportion of students in their original parishes but not in their original schools The very light-gray ... reported increases in the rates of disciplinary problems, including student tardiness, fights, verbal abuse of teachers, bullying, cutting class, and theft However, for each of these disciplinary...
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Báo cáo khoa học: Conformational heterogeneity of transmembrane residues after the Schiff base reprotonation of bacteriorhodopsin 15 docx
... as is O2 in the O-like spectrum (Fig 7B) The observed effect on resonance N2 is consistent with the detected quenching in the presence of Mn2+ discussed earlier Therefore this signal must arise ... Met56 or Met60 in this later stage of the photocycle In the bR state Met118 is the most downfield and intense of the methionine resonances Met118 is observed as a sharp peak bR1 In the N-like state ... Met32 is assigned to bR2 [21] in bR The fate of this residue on conversion to the N-like state is uncertain as a peak N2 appearing at a similar chemical shift is of a much greater intensity The intensity...
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Tìm thêm: xác định các mục tiêu của chương trình xác định các nguyên tắc biên soạn khảo sát chương trình đào tạo gắn với các giáo trình cụ thể điều tra đối với đối tượng giảng viên và đối tượng quản lí điều tra với đối tượng sinh viên học tiếng nhật không chuyên ngữ1 khảo sát các chương trình đào tạo theo những bộ giáo trình tiêu biểu phát huy những thành tựu công nghệ mới nhất được áp dụng vào công tác dạy và học ngoại ngữ mở máy động cơ lồng sóc mở máy động cơ rôto dây quấn các đặc tính của động cơ điện không đồng bộ hệ số công suất cosp fi p2 đặc tuyến hiệu suất h fi p2 đặc tuyến mômen quay m fi p2 đặc tuyến tốc độ rôto n fi p2 đặc tuyến dòng điện stato i1 fi p2 sự cần thiết phải đầu tư xây dựng nhà máy thông tin liên lạc và các dịch vụ phần 3 giới thiệu nguyên liệu chỉ tiêu chất lượng theo chất lượng phẩm chất sản phẩm khô từ gạo của bộ y tế năm 2008 chỉ tiêu chất lượng 9 tr 25